Embedded product APIs
Partners can distribute parametric and embedded insurance products directly within their customer journeys.
About iPURVEYASSURE
The embedded protection infrastructure platform from iPurvey.
iPurveyAssure enables insurers and ecosystem partners to launch embedded and parametric protection products across travel, trade, agriculture, climate and emerging risk categories.
- ✓Embedded protection infrastructure.
- ✓Automated decisioning and orchestration.
- ✓Governance, compliance and operational control.
- ✓Powered by intelligent monitoring and resilience capabilities.
The platform
Infrastructure for embedded and parametric insurance.
One rail connecting insurers, banks, fintechs, telcos, agritech platforms, logistics providers and embedded distribution channels into controlled insurance workflows.
Insurer rules engine
Licensed insurers control product rules, pricing, coverage conditions and approval thresholds.
Policy activation
Payment confirmation, customer notification and policy status are coordinated through the rails.
Real-world event monitoring
Weather, travel, operational and external risk signals are monitored against insurer-defined trigger rules.
Parametric payout automation
Approved trigger events can automatically initiate customer notification and payout orchestration.
Audit & reporting
Every transaction, rule decision, consent, event and payout status is logged for operational review.
How it works
From distribution to payout, connected by rails.
1. Embed
Partners embed insurance products inside payments, booking, lending and operational journeys.
2. Validate
The rails validate customer, product and event eligibility through APIs and rules engines.
3. Activate
Payment confirmation activates the insurer-backed policy.
4. Monitor
External risk signals and trigger events are monitored against insurer-approved rules.
5. Orchestrate
Eligible events trigger automated notification, payout and settlement workflows.
Regulator-ready
Built to support a partnering insurtech model.
iPurveyAssure enables insurers and ecosystem partners to innovate confidently within controlled and auditable operating environments.
- ✓Insurer-led product governance.
- ✓Controlled distribution and operational oversight.
- ✓Audit-ready records and event history.
- ✓Configurable rules and eligibility controls.
- ✓Reporting designed for regulatory engagement.
Solutions
Embedded protection across multiple risk categories.
The same rails can support different insurer-approved products, channels and payout models.
Travel disruption protection
Delay, cancellation and missed connection protection embedded into bookings, wallets, banks, OTAs and telco channels.
Agric parametric insurance
Weather-triggered protection for farmers, cooperatives, agritech platforms, banks and input-finance providers.
Logistics and SME trade protection
Protection products embedded into freight, trade finance, payment and AfCFTA corridor workflows.
Climate and operational risk covers
Programmable protection for platform users exposed to disruption, weather, infrastructure and operational events.
Who it serves
One rail. Multiple embedded insurance ecosystems.
Designed for organisations embedding protection products into digital customer journeys and operational platforms.
Insurers
Launch embedded and parametric products faster with configurable controls.
Banks & Fintechs
Embed protection into payments, lending, remittance and wallet experiences.
Telcos & Platforms
Distribute simple protection through mobile and digital engagement channels.
Agritech & Mobility
Embed weather, crop, logistics and operational risk protection into workflows.
Technology
Built for intelligent operations.
- ✓Proprietary AI for decision intelligence and automation.
- ✓Real-time monitoring across travel, logistics and emerging risks.
- ✓Space-enabled insights for resilience and operational awareness.
- ✓Embedded distribution and ecosystem connectivity.
- ✓Enterprise-grade governance, security and control.
Why now
The future of insurance is embedded.
- ✓Protection is becoming part of digital commerce and customer journeys.
- ✓Distribution is shifting from channels to ecosystems.
- ✓Data and automation are transforming underwriting and claims.
- ✓New infrastructure is required to scale innovation responsibly.
Infrastructure for the next generation of protection products.
Helping insurers, banks, fintechs, telcos and digital platforms launch embedded and parametric protection products through a trusted, scalable infrastructure layer.
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